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FHA Loans For Qualified Borrowers

FHA Loans

FHA Loans for Borrowers in Most States

PrimeLending provides FHA mortgages! Our PrimeLending mortgage experts can help you get into the house you want with the financing you need. To contact a loan expert, use the contact form to the right or call (800) 308-8503.

FHA Loan Qualifying Information

    • Automated underwriting approval required


    • Primary home residence


    • Single-family residences ONLY


    • Maximum debt-to-income ratio 43%


    • All installment loans under 10 months included in debt-to-income ratio


    • All deferred student loans must be included in debt-to-income ratio


    • No declining income


    • Maximum seller contribution – 3%*


    • No late mortgage payments in the last 12 months


    • 2 months reserves (from borrower’s savings or checking – not retirement)


    • High balance (over normal FHA maximum loan) not allowed


  • Bond/down payment assistance not allowed

To contact a loan expert, use the contact form to the right or call (800) 308-8503.

PrimeLending Offers FHA Loans in Most States

Serving FHA Clients Throughout the United States

Alabama (AL)
Alaska (AK)
Arizona (AZ)
Arkansas (AR)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Florida (FL)
Georgia (GA)
Idaho (ID)
Illinois (IL)
Indiana (IN)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

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